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1. INTRODUCTION

This Privacy Notice explains how The JN Financial Group Limited and its subsidiaries (“JNFG”) collect, use, and disclose your personal information, including the types of information we process and the reasons for which we process them. The personal information we collect from you depends on the nature of the services we provide and how we interact with you. This Notice may be supplemented by additional Privacy Notices relevant to the applicable subsidiary with which you do business.